Terms of Service

Basic Summary:

Before making an investment decision on the basis of a computer software package or a community discussion site centered around investing, the investor or prospective investor needs to consider, with or without the assistance of a securities adviser, whether the advice is appropriate in light of the particular needs, objectives and financial circumstances of the investor or prospective investor.

Investors and prospective investors need to accept that past returns are not a reliable indicator of future returns. Investing involves numerous risks including but not limited to market risk, sector risk, company risk and liquidity risk. Investors and prospective investors should ensure that they understand the risks involved and have strategies to manage and minimize the negative impact that these risks may cause. If you have questions about these issues, please contact us.

In providing access to our stock analysis calculations, My Investing Machine does not take into account the investment objectives, financial situation and particular needs of any individual person.

Expanded Discussion:

Before using this site, please make sure that you note the following important information:

Do Your Own Research

Our content is intended to be used and must be used for information and education purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

Not Investment Advice

Our website is a financial data and analysis site, consisting of analysis routines provided to our members, a discussion forum, and commentary related to the stock and bond markets. My Investing Machine is not a broker/dealer, we are not an investment advisor, and we have no access to non-public information about publicly traded companies.

We are not regulated by FINRA or state securities regulators due to the fact that we provide investment ideas and discussion without consideration to any one individual’s unique financial situation.

We are an educational forum for analyzing, learning & discussing general and generic information related to stocks, investments and strategies. No content on the site constitutes – or should be understood as constituting – a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our site content. We do not provide personalised recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

User Generated Content

Much of the content on the member’s community is user-generated and, as such, impossible to monitor effectively. Excluding content and commentary provided by the principals of My Investing Machine, all of the information on our website about businesses, companies, investment strategies, investments and investment opportunities is provided by our registered users and other third parties. We do not select, monitor, edit, modify review, evaluate or otherwise oversee the information on our website.

No Reliance

Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information.

Investment Warnings

You’ve likely heard it numerous times, but it always bears repeating:

The value of stocks, bonds, crypto, and all investments go down as well as up.

Investors may not get back amounts that they’ve invested. There are real financial risks involved in investing and despite a stated historical performance record, it is still entirely possible to suffer significant losses.

Past performance is not a guarantee of future performance.